Sipp Advice

SIPP Advice, what you need to know?

There has been some news in the press of late about how it may be possible to invest your pension in an investment property using a SIPP – or rather how to purchase a property using a SIPP for your existing pension.

What most people don’t yet fully understand is how it is possible to use a SIPP as SIPP`s and the process of setting up a SIPP can be complicated and to help with the process of setting up a SIPP it is important to seek out a reputable financial management company who has a licence to offer SIPP advice. We can link you to a reputable and fully qualified SIPP Independent Financial adviser. Any company offering SIPP Advice that does not hold the necessary qualifications is not permitted to do so and would be breaking Financial Services Authority Rules.

The SIPP adviser will be able to communicate directly with you and your pension provider and provide a statement of the full costs associated to investing your pension through a SIPP. Once this is provided, only then can you decided if you really want to invest your pension through a SIPP. The SIPP adviser will be able to identify the full costs of investing your pension through a SIPP, and provide you with a regulated overview as to the full risks, advise you accordingly and only then can you make an educated decision to invest your pension using a SIPP.

Although many people would like to invest their pension in a property not all pensions can be invested using a SIPP, so you should seek SIPP advice from our experienced advisor.

The goal of any SIPP Advice provider?

The goal of any SIPP provider is to have the full cost and risk of the investment explained in detail. Although it is not impossible to achieve this by yourself, it is a lengthy and complicated process and one that really requires the experience and expertise of a SIPP advisor that is authorised by the Financial Services Authority. Their goal is to ensure they follow the correct procedures in order to provide a comprehensive explanation in terms of the risks and rewards. There is a lawful process that needs to be adhered to when providing SIPP advice with regards to the information being released under the FSA regulations. There is also a recognized SIPP provider that your pension company permit your pension to be invested through. Another vital component to maximize the success of SIPP is ensuring you choose a financial advisor who has a track record and the adviser we work with has a wealth of experience in the SIPP and Pension market.

This means that you, the investor, are given the best possible chance of achieving the returns on investment you require in order to have a happy retirement. A SIPP advisor will only agree to provide adequate SIPP advice if they believe you have a pension provider that will permit you to invest in a SIPP, so it is imperative that you establish that you have a SIPP enabled pension and a highly experienced SIPP advice team to evaluate your likelihood of success. People who make a SIPP investment do so with all the associated risks fully explained to them by our experienced SIPP adviser.

Once again is it imperative that you seek a regulated company to provide you with your SIPP advice and who is authorised to provide SIPP advice before you decide to go ahead and invest your retirement fund - it is their legal obligation. The law is the law, and has to be adhered to – even by financial investment advisors.

We have established links with financial advisors authorised to offer SIPP advice that can provide you with all of the information necessary to maximise your chances of success. In partnership with several major financial companies, plus an investment company authorised to offer investment property through a SIPP, where required, we will also provide the highest quality of legal expertise available.

Turning your pension into a Sipp Pension.

Our goal is to provide you with access to professional SIPP advice that ultimately covers all the aspects of investing your pension by way of a Sipp Pension such that you receive the necessary SIPP advice to be certain that the investment is correct and right for you.

To find out more and if you qualify for a SIPP and to see if your existing pension is eligible to be invested in a SIPP, register your details below.

You’ll be able to discuss your needs with a FSA-regulated Independent Financial Advisor, and arrange for a fast and hassle-free pension-to-SIPP conversion.

The adviser will look at SIPP providers and identify the most suitable SIPP for you. There is no charge for the adviser to identify your SIPP requirements.

Sipp Pension

Why You Need A Sipp Pension And What It Can Do For You.

The popularity of a Sipp Pension has dramatically increased since the turn of the century and it is becoming more important to review retirement savings plans with a Sipp Pension in mind.

A Sipp is an alternative to the standard inflexible and possibly poor returns from traditional Personal Pensions (PPs), however Sipp Pensions allow you to manage the assets in your personal pension whilst giving you the benefits of the same tax and contribution rules as with any other kind of pension.

The Sipp pension provides individuals with the freedom to put together a portfolio of investments from the entire range of HM Revenue and Customs (HMRC) approved assets. Basically a Sipp Pension allows you to consolidate smaller pension funds into one scheme.

Investing in commercial property is a popular reason for choosing a Sipp Pension in the first place, yet few schemes run by the large providers offer their customers this option. So to have access to the full list of HMRC-approved investments and to make sure you are maximising your pension fund, savers are choosing to convert their pension to a Sipp Pension through a fully qualified Independent Financial Advisor.

However, not all Sipp Pensions allow you to invest in commercial property, and criticism has been raised at to the limited experience some firms have at providing ‘SIPPS’. Companies have been accused of capitalizing on the popularity of Sipp Pension to promote a limited number of investments.

Here is an example of the list of Sipp Pension Investments:

With a Sipp Pension you’ll be able to invest in any of the following assets:

* Investment trusts
* Single company shares
* AIM company shares
* Cash, Gilts and bonds
* Unquoted shares
* Traded endowments
* Derivatives (including futures and options)
* Commercial property
* Overseas investments

What makes a Sipp Pension different?

You can convert your pension to a Sipp through a recommended IFA, this will give you access to a full range of investments to choose from. If you want invest now or you may wish to invest as your pension fund grows, either way you need a Sipp that allows you flexibility to grow.

A wider range of investments provides a potentially higher return, so you can fully benefit from the autonomy and flexibility your Sipp Pension Investment portfolio are designed to give you.

Turning your pension into a Sipp Pension.

Our goal is to provide you with access to professional Sipp Pension advice that ultimately covers all the aspects of investing your pension by way of a Sipp Pension such that you receive the necessary Sipp Pension advice to be certain that the investment is right for you.

To find out more and if you qualify for a Sipp Pension and to see if your existing pension is eligible to be invested in a Sipp Pension, register your details below.

You’ll be able to discuss your needs with a FSA-regulated Independent Financial Advisor, and arrange for a fast and hassle-free pension-to-SIPP conversion.

The adviser will look at SIPP providers and identify the most suitable Sipp Pension for you. There is no charge for the adviser to identify your Sipp Pension requirements.