Friday 17 December 2010

Sipp Pension


Why You Need A Sipp Pension And What It Can Do For You.




The popularity of a Sipp Pension has dramatically increased since the turn of the century and it is becoming more important to review retirement savings plans with a Sipp Pension in mind.




A Sipp is an alternative to the standard inflexible and possibly poor returns from traditional Personal Pensions (PPs), however Sipp Pensions allow you to manage the assets in your personal pension whilst giving you the benefits of the same tax and contribution rules as with any other kind of pension.




The Sipp pension provides individuals with the freedom to put together a portfolio of investments from the entire range of HM Revenue and Customs (HMRC) approved assets. Basically a Sipp Pension allows you to consolidate smaller pension funds into one scheme.




Investing in commercial property is a popular reason for choosing a Sipp Pension in the first place, yet few schemes run by the large providers offer their customers this option. So to have access to the full list of HMRC-approved investments and to make sure you are maximising your pension fund, savers are choosing to convert their pension to a Sipp Pension through a fully qualified Independent Financial Advisor.



Sipp

















However, not all Sipp Pensions allow you to invest in commercial property, and criticism has been raised at to the limited experience some firms have at providing ‘SIPPS’. Companies have been accused of capitalizing on the popularity of Sipp Pension to promote a limited number of investments.




Here is an example of the list of Sipp Pension Investments:

With a Sipp Pension you’ll be able to invest in any of the following assets:

* Investment trusts
* Single company shares
* AIM company shares
* Cash, Gilts and bonds
* Unquoted shares
* Traded endowments
* Derivatives (including futures and options)
* Commercial property
* Overseas investments




What makes a Sipp Pension different?




You can convert your pension to a Sipp through a recommended IFA, this will give you access to a full range of investments to choose from. If you want invest now or you may wish to invest as your pension fund grows, either way you need a Sipp that allows you flexibility to grow.




A wider range of investments provides a potentially higher return, so you can fully benefit from the autonomy and flexibility your Sipp Pension Investment portfolio are designed to give you.




Turning your pension into a Sipp Pension.




Our goal is to provide you with access to professional Sipp Pension advice that ultimately covers all the aspects of investing your pension by way of a Sipp Pension such that you receive the necessary Sipp Pension advice to be certain that the investment is right for you.




To find out more and if you qualify for a Sipp Pension and to see if your existing pension is eligible to be invested in a Sipp Pension, register your details below.




You’ll be able to discuss your needs with a FSA-regulated Independent Financial Advisor, and arrange for a fast and hassle-free pension-to-SIPP conversion.




The adviser will look at SIPP providers and identify the most suitable Sipp Pension for you. There is no charge for the adviser to identify your Sipp Pension requirements.

2 comments:

  1. Sipp Provider are very few now a days and it is difficult to find out best one from lots of Adviser.

    cash in pension

    ReplyDelete
  2. That article is new for me I enjoyed a lot when I read that article. I get much new information from this site that’s why I want next visit very soon. So please keep posting me.

    What is a SIPP pension

    ReplyDelete